Frequently Asked Questions

xo99's answers to all your questions
in one place

Find detailed answers here to the questions you have about security, withdrawals, mobile play, and responsible gaming.

If you run into any issue while using xo99 or want to find something out, this page is your first stop. From responsible play to the withdrawal process, account security, and tips for mobile play — everything is explained here in plain English. The questions are organised into four sections so you can quickly find the information you need.

Frequently Asked Questions

Responsible Gaming

Online gaming addiction is a real issue. Contact xo99's 24/7 live chat support and let them know you need help. Our support team will assist you with temporarily suspending your account or setting up self-exclusion. Talking to a close family member or a trusted friend can also help. You can also email us at [email protected].

For a cooling-off or temporary break, request it through xo99 live chat. The support team can deactivate your account temporarily for a set period. During this break, you will not be able to log in or place bets. If you need a longer break, the self-exclusion option is also available — where the account cannot be reactivated before the specified period ends.

Watch out for warning signs — such as spending beyond your budget, betting again to recover losses, neglecting family or work, feeling restless when not playing, and increasing financial pressure at home or outside. If you experience one or more of these signs, take a break immediately and contact support.

xo99 is for those aged 21 and above only. Opening an account or playing games is strictly prohibited for minors. Age is verified at registration, and accounts may be checked at any time in cases of suspicion. If you know someone underage using this site, please let us know.

Yes, setting your own deposit limit is part of responsible gaming. Let our support team know your preferred daily or weekly limit via live chat. Once a limit is set, lowering it takes effect immediately, but increasing it may take some time — this is for your own protection.

Any real money remaining in your account balance at the time of self-exclusion will be returned to your registered payment method — it is not forfeited. However, unused bonuses may be cancelled. Contact support for details and we will explain the process.

Withdrawal Questions

At xo99, the withdrawal process generally takes 10 to 45 minutes. However, if additional verification is needed, it may take a bit longer. If it has been more than 45 minutes, contact live chat and provide your transaction ID — support will quickly check the status and update you.

The minimum withdrawal amount at xo99 is ৳500. Withdrawal requests below this amount cannot be processed. This same limit applies to all methods — bKash, Nagad, Rocket, Upay, and bank transfer. If you have sufficient balance, feel free to submit your request.

No, withdrawals can only be made to a payment account registered in your own name — that is, your own bKash, Nagad, Rocket, Upay, or bank account. Sending money to a third-party account is strictly prohibited for security reasons and such requests will be rejected.

For the welcome bonus, you must complete a 10x wagering requirement on the bonus amount. For example, if you receive a ৳1,500 bonus, you must place a total of ৳15,000 in bets before the winnings from the bonus become withdrawable. The withdrawal request will only succeed after the wagering is completed — attempting it before that will show an error.

Yes, xo99 offers withdrawals seven days a week, twenty-four hours a day. Processing continues on Fridays, Saturdays, and late at night. Money typically arrives within 10 to 45 minutes, though bank transfers may take a little longer due to the bank's own operating hours.

Stay Safe

xo99 keeps all your information protected with SSL encryption. This means all data exchanged between your browser and the server is encoded — no third party can read it. Payment information is stored in a separate encrypted layer and regular security reviews are conducted.

Always look carefully at the domain name in your browser's address bar — the real site is xo99.mom. Fake sites usually use a slightly different spelling or domain extension (such as xo-99.net or xo99casino.com). Also check that HTTPS and the padlock icon are present. If in doubt, type xo99.mom directly into your browser — do not click any link.

A strong password should be at least 8-12 characters long and use a mix of lowercase letters, uppercase letters, numbers, and special characters (!, @, #, etc.). Avoid your date of birth, phone number, or easily guessable words. Do not use this password on any other site and do not share it with anyone.

Never share your OTP, bKash PIN, Nagad PIN, or account password with anyone — the xo99 support team will never ask for this information. If anyone requests this information, it is a fraudulent attempt. Hang up and report the matter to [email protected].

Contact xo99 live chat immediately and request a temporary lock on your account. Then change your email and password. Also change your bKash or Nagad PIN if you think they may have been exposed in any way. Acting quickly can help avoid potential damage.

Mobile Play

In most games, once the connection is restored you will resume from where you left off. For slot games, the round result is stored server-side, so if the connection drops, that round's result will be correctly updated in your account. If you notice any discrepancy, contact support.

xo99 is fully mobile-browser-friendly. You can play directly from Chrome, Firefox, or Safari on your smartphone without downloading a separate app. The site is built with a responsive design, so all features work normally on small screens too.

xo99 can be used on Android and iOS smartphones, tablets, and any desktop or laptop. A modern browser and a stable internet connection are all you need. The site should load on older devices too, but for the best experience use an updated browser.

Yes, on Android open the site in Chrome, go to the menu (three-dot icon), and select "Add to Home screen". On iOS, use Safari, tap the share icon, and choose "Add to Home Screen". This creates a shortcut that opens just like an app.

First, clear your browser's cache and cookies — on Android, go to Chrome Settings > Privacy > Clear browsing data. Then refresh the page. If the issue persists, close the browser completely and reopen it, or try switching between mobile data and Wi-Fi. If the problem continues, let support know.

Still have questions? We're ready to help

xo99's support team is with you seven days a week, twenty-four hours a day. Reach out via live chat or email in Bengali or English — we will respond quickly.

24/7 Live Chat Support
In Bengali and English
Log in to xo99